You are embarrassed. You thought you would never, ever, be in this position again. But here you are -- the bill collectors are hunting you down and the telephone rings almost nonstop. The pressure is mounting and you know what you need to do. You have to file bankruptcy. Again.
There are many myths about bankruptcy. Many of my potential clients have been scared into thinking that they will lose everything they own and never be able to get credit if they file for bankruptcy.
Here at Steidl & Steinberg, we go out of our way to explain to our clients that they will not lose their property when filing for bankruptcy and they will be able to rebuild their credit afterward. Despite all of our assurances, the fear that myths have instilled in our clients will rarely cause someone to withhold information about assets and debts.
I looked at my schedule today and a number of prospective clients were scheduled to come in, similar to most of my days. Most of them will show up. However, sometimes one or two may not, and they may not tell us that they aren’t coming in. This gives me time to think about why they may not show up, and to write blog articles like this one. Why wouldn’t someone come in to see us? The consultation is free, after all. We are here to help you with your financial situation.
You really want to change your life around. You want good health for you and your loved ones. You want a solid source of good income. You want world peace. And you want your bills to go away. While we can't solve everything on your list, filing a Chapter 13 bankruptcy may help with the bills.