Recently, I met with a client who was feeling upset and disillusioned with the so-called debt relief services being provided by one well-known company. I'm sure you have seen the commercials and received junk mail from similar services that promise relief from your cumbersome debt by paying them a fraction of what you owe.
Clients who come in to Steidl and Steinberg with debt in tow will often say, "I know this doesn’t seem like a lot of debt compared to most of the clients you see.” The funny thing is I hear it from people with anywhere between $8,000 and $30,000 in debt. Or sometimes more. But what is the minimum amount of debt you are required to have in order to consider filing for bankruptcy?
“No one is so brave that he is not disturbed by something unexpected.” This is a famous quote by Julius Caesar, and we here at Steidl and Steinberg wholeheartedly agree with the famous Roman emperor. Many of our clients have never had a reason to see an attorney. For many, going to see an attorney can, in fact, be somewhat disconcerting, especially when the issue is related to debt problems. Hopefully, this short article will alleviate some of this anxiety by letting you know exactly what to expect when you step into the Steidl & Steinberg offices.
It is actually easier to begin the discussion with what not to expect at your initial consultation. I am consistently told by my clients that they went to see an attorney for a problem and they walked out feeling worse than when they went in. This isn't because they got bad news from the attorney about their legal situation. It is because they were treated so poorly at the office! This does not happen at Steidl and Steinberg. We pride ourselves on treating all of our clients with the dignity and respect that they rightly deserve at all times. Our clients come to us with debt problems. They want to feel better after meeting with us, not worse.