Life can be incredibly hard. And cruel. It can throw things at you faster than your ability to fend them off. Like having to deal with difficult finances and a failing marriage at the same time. Both consume you, day and night, while you are walking down the street, eating lunch, in between phone calls, sitting at your desk, or trying to get to sleep at night. Either one of these problems is enough to ruin your day, week, month, or year. Together, they can seem insurmountable.