Picture this: You owe a ton of money on your credit cards. You’re at risk for falling behind on your house and car payments, even though you’re up-to-date currently.
You make your payments, but your bills look pretty much the same month after month. It seems like most of your payments are going to interest. You don’t see a way out.
You are eager to do something about your uncomfortable debt situation. You have been trying a variety of options to find debt relief and, while at times you were making progress, you no longer feel that way and you want to look at other options, including bankruptcy help.
“No one is so brave that he is not disturbed by something unexpected.”
This is a famous quote by Julius Caesar, and we here at Steidl and Steinberg wholeheartedly agree with the famous Roman emperor.
Many of our clients have never had a reason to see an attorney. For many, going to see an attorney can, in fact, be somewhat disconcerting, especially when the issue is related to debt problems.
The value of money and debt have very different meanings for different people.
I had a potential client come in for a consultation who wanted to know if she had enough debt to file for bankruptcy. She owed about $8,000 and wasn’t sure if that was enough to file.