Congratulations! You made it to the new year!
While it may be a new year, it’s possible you still have some old debt issues hanging around from last year or even the years before.
If you have been unable to keep your debt under control, (i.e. falling behind on payments) consider yourself lucky no one has sued you, yet.
Good News on the Horizon
However, there might be some good news ahead. Tax season is upon us and you could be looking forward to a hefty income tax refund once you get your taxes filed. Great stuff!
But can you bring everything up to date? What if you need some good tires on your car, especially if you live in Northwest Pennsylvania?
What about your house? Are there repairs you have been putting off? Should you use your tax refund for your home rather than those credit cards?
How can you take care of the maintenance of your house and vehicles, and still take care of the debt?
Let Us Help
We may be able to help. Let Steidl and Steinberg see if you are eligible to do a Chapter 13 reorganization, or a Chapter 7 under the United States Bankruptcy Code. You could potentially keep your income tax refund for the things you need and get your debts under control.
I know it sounds too good to be true, but for many of our clients, it is indeed possible. It could be the best way to take care of some old debt and start out a new year with a clean slate. We will meet with you to discuss your financial situation and offer practical solutions in a friendly and relaxed atmosphere.
The consultation is free and we have offices throughout Western Pennsylvania. Let’s see if we can show you how to keep your income tax refund for the things you need while still taking care of your debt.