01.19.2016 | by Kenny Steinberg
Will I get credit after filing bankruptcy?
Having done debt relief work for my clients for well over three decades, I can predict some of the questions I am going to be asked in my consultation. And the ones I get most often are these two:
More important? My credit or my life?
Credit is important. Among other things, having good credit is what enables someone to obtain a mortgage to purchase a house, get a loan to purchase a car, and obtain a credit card to use for the unexpected expense. Now ask yourself this. . . What is more important? Having good credit or putting food on the table? Having good credit or paying for prescriptions? Having good credit or buying clothes for your child?
02.19.2015 | by Kenny Steinberg
Credit score and filing bankruptcy
We get it: you want to get rid of your debt or at least get it under control, but you don’t want to destroy your credit. And you think that one of those non-bankruptcy options will do the trick.
01.26.2015 | by Chris Frye
What if I can't pay my credit card bill?
Many individual borrowers have the misconception that a credit card company can’t really do anything to hurt you if you are unable to pay. This is not true. Aside from the obvious thrashing of your credit, the next few paragraphs will explain what is very likely happen if you fall behind and are unable to pay a credit card debt.