Chapter 13 Bankruptcy is a Miracle For Our Clients
Picture this: You owe a ton of money on your credit cards. You’re at risk for falling behind on your house and car payments, even though you’re up-to-date currently.
You make your payments, but your bills look pretty much the same month after month. It seems like most of your payments are going to interest. You don’t see a way out.
The Three Most Important Dates In Bankruptcy Law
A Chapter 7 bankruptcy, where you liquidate your unsecured debts, will generally last about four months. A Chapter 13 bankruptcy case, where you pay back some or all of your debts, will generally last between three and five years. No matter the timeline though, there are three dates that are generally the most important in bankruptcy law.
How Do I Know If Bankruptcy Is Right For Me?
If you’re in debt, knowing whether Chapter 7 or Chapter 13 bankruptcy is the appropriate solution for you is not a simple question. So, how do you figure out what to do? Although an amazing tool for a lot of things, the internet is not the answer here. There is a ton of misinformation on the internet! Even if the information you find is technically correct, it can also be very misleading and confusing. Think about the following example.
A New Year Means Time To Deal With Old Debt
“It’s time to do something about those debts, ” you’ve said it before, but now it’s 2019 and you haven’t done anything yet. Unlike fine wine, debt gets worse, not better, with age.
What Our Clients Say About Filing Bankruptcy
Even if two bankruptcy cases are identical, the clients may have totally different experiences.